Standard
Subject to vehicle, down money, credit score and income
- Advance Percentage: 65% to 70% of Amount Financed
- Max Check to Dealer: 120% of NADA Clean Trade-In
- APR: 21%
- Max Payment: $400
- Down Money: $1,500 or 20% of Sale Price
- Recourse: 1 Payment
- Dollar Amount of Max Check: $8,800
Customer Profile
- Credit: No open auto, no open bankruptcy, no multiple repossessions
- Payment to Income: 15% of Gross monthly income
- Employment: 6 months same job, no temporary employees
- Residence: 2 proof requirement (Driver’s License, utility bill, bank statement or lease)
Vehicle Profile
- Vehicle: 10 years or newer
- Mileage: 120K max
Premium
Subject to vehicle, down money, credit score and income
- Advance Percentage: 80% of Amount Financed
- Max Check to Dealer: 120% of NADA Clean Trade-In
- APR: 10.9%
- Term: Max 48 months
- Max Payment: $450
- Down Money: $1,500 or 20% of Sale Price
- Recourse: No Recourse
- Dollar Amount of Max Check: $10,500
Customer Profile
- Credit: Minimum of 550 score, 3 years credit life and 5 pieces of current & positive credit are required. No dismissed BK’s and no repossessions.
- Payment to Income: 15% of Gross monthly income
- Employment: 1 year minimum, no temporary employees
- Residence: 2 proof requirement (Driver’s License, utility bill, bank statement or lease)
Vehicle Profile
- Vehicle: 7 years or newer
- Mileage: 100K max