Standard

Subject to vehicle, down money, credit score and income

• Advance Percentage: 65% to 70% of Amount Financed
• Max Check to Dealer: 120% of NADA Clean Trade-In
• APR: 21%
• Max Payment: $400
• Down Money: $1,500 or 20% of Sale Price
• Recourse: 1 Payment
• Dollar Amount of Max Check: $8,800

Customer Profile

• Credit: No open auto, no open bankruptcy, no multiple repossessions
• Payment to Income: 15% of Gross monthly income
• Employment: 6 months same job, no temporary employees
• Residence: 2 proof requirement (Driver’s License, utility bill, bank statement or lease)

Vehicle Profile

• Vehicle: 10 years or newer
• Mileage: 120K max

Premium

Subject to vehicle, down money, credit score and income

• Advance Percentage: 80% of Amount Financed
• Max Check to Dealer: 120% of NADA Clean Trade-In
• APR: 10.9%
• Term: Max 48 months
• Max Payment: $450
• Down Money: $1,500 or 20% of Sale Price
• Recourse: No Recourse
• Dollar Amount of Max Check: $10,500

Customer Profile

• Credit: Minimum of 550 score, 3 years credit life and 5 pieces of current & positive credit are required. No dismissed BK’s and no repossessions.
• Payment to Income: 15% of Gross monthly income
• Employment: 1 year minimum, no temporary employees
• Residence: 2 proof requirement (Driver’s License, utility bill, bank statement or lease)

Vehicle Profile

• Vehicle: 7 years or newer
• Mileage: 100K max